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SmartCoin Financials - Personal loans for urgent cash needs in India

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SmartCoin is an instant personal loan application where you can avail yourself of quick instant loans. The personal loan online approval takes only a few minutes. The lowest rate personal loans can be availed at this instant personal loan app.


  1. Check your eligibility & get a custom credit limit in a few minutes.
  2. Instant loan approval takes not more than a few minutes.
  3. Loan amount credited directly to your bank account.
  4. One app for everything, from application to loan repayment.
  5. Available in over 19,000 pin codes across India.

Interest Rates, Amount, and Tenure

Loan amounts for personal loan range from ₹4,000 to ₹1 Lakh,

Tenure: 62 days-180days.

Interest rates for personal cash loans range from 0%-30% depending on the risk profile equivalent to a monthly interest rate of 0%-2.5% only.

There is a small processing fee that is charged for personal loans e.g. for low-risk customers 0%-2.5% of the principal, for very high-risk customers 4%-7%*. The charges and repayment tenures for online personal loans vary based on the creditworthiness and repayment ability of the customers.


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If you are facing financial difficulties and are in urgent need of money, you may consider getting a payday loan. Historically, when payday lenders used to calculate a borrower's creditworthiness, they did not go far beyond checking the applicant's income status and whether they had an active checking account. This is what made payday loans so popular.
However, today most companies have developed sophisticated underwriting algorithms, which usually include checking the borrower's credit history, in particular for short-term loans. So, if you missed your payday loan obligations in the recent past, or you have an outstanding car title or installment loan, it may prevent you from getting a new payday loan. I found this information here PaydaySeek no teletrack payday loans , no teletrack cash advance
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