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Best Buy Mobile?

Basically, I was wondering if anyone's had experience with buying Android phones from Best Buy Mobile?

I'm going to be coming up to the renewal of my contract with Verizon. I can't switch to a different carrier due to having my wife's phone upgraded to a Droid when it came out last year.

I really don't like the fact that if you want insurance on a phone through Verizon you have to pay for it every month - my monthly bill is high enough as it is. BBM has the option to get the full protection on the phone up front and the coverage seems to be similar. The only major difference there seems to be is that if the phone has an issue where it needs to be replaced or have work done on it, they send it out to be fixed and it could take a few weeks. And during the time when it's being fixed they give you a loaner, but it would be WINDOWS MOBILE :mad::mad::mad:!!

So, I'm on the fence as to if I should just suck it up and pay the monthly fee from VZW or go the route of BBM.

Thoughts? Suggestions?
 
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