I have read both bad and good reviews for this. Im curious what others here think of the actual process? I mean does it work? is the phone shipped quick? they are a option on metros site, so it leads me into a little confidence. I took a test purchase and for the emotion it was 40$ up front and 71$ in 30 days and 71$ in 60 days.(yes i understand the high interest, but may help some. ) just need some feed back if any one knows. Thanks ahead.