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Changing plans after getting subsidized phone

Well from what I can understand of that, it says you can buy it subsidized and then change the plan, but you will have to pay T-Mobile an ETF and your Google Checkout account will be charged the price difference between the subsidized N1 and the un-subsidized one.
 
From what that link says, you will NOT be charged an ETF if you switch to a family plan that is in the Even More category. If you're on the Even More Plus category on your family plan, then yes.

Even More is roughly $20 extra per month, over it's Even More Plus equivalent, to account for subsidizing the phone.

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