EdIsenberg
Lurker

For the last week or so this image has appeared when I use the Email app included on my Samsung Galaxy S4 running Android 4.4
Perhaps coincidentally I've had an attack via Android Play & directly on my checking account. Money was payed out (although I'll get it back).
1) Is this situation linked to a cell phone virus?
2) I planning on resetting my phone, but could something infectious remain on my SD card which will reinfect my phone? If so how do I get the SD card "clean?"
3) Is there a well-regarded anti-virus app that would have prevented this from happening?
Thanks for any help.
Ed