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Google contacts are stored on the phone, just backed up to Google. So you can use your contacts when you are not connected to the Internet just fine.
Just to make sure I understand correctly, only chance of getting malware on a phone is by installing apps that contain malware. On a phone, I will not get malware by opening malware links in mobile browser, download/open malware files, visiting a malware site, and the different ways like a Windows PC gets its malware?There are no _viruses_, ie no self-propagating malware you can catch just by opening an email or visiting a website. There is malware, but it has to fool you into installing it. Only install apps from reliable sources (avoid sites that offer free downloads of paid apps - they are a prime source of malware), and apply a bit of common sense (e.g. if a flashlight app wants access to your contacts or messages you should be suspicious) and you will be fine.
1. Whenever you save a contact as a Google contact it is also saved on the phone.
Google contacts are *always* saved on the phone. There is no option to disable that.
Open the contacts app. All Google contacts are saved on the phone.How can I see the Google contacts that are saved on the phone?
The first time you use the phone, use a replacement phone or if you wipe the phone clean as in a factory reset, when you log into your Google account your Google contacts (if you have any saved) are automatically downloaded to the phone. After the initial download (sync), changes, additions and deletions to contacts automatically sync between the phone and Google account.Does it mean that in the phone the first time I use Google contacts in my Google account. The phone will automatically make a copy of all the contacts in my Google account and save a copy into the phone?
Internal phone memory.Is it saved to the memory card or phone memory?