Obamacare is far from perfect, but it succeeded in lowering the number of uninsured to record lows. Under this bill 24 million will lose coverage and costs will skyrocket for the elderly. And tax credits...does anybody really think that poor people can afford to buy health insurance out of their pocket, in hopes of getting a tax credit at the end of the year? That is lunacy. As far as rates going up, they were going up before Obamacare, during Obamacare, and will most definitely be going up after Obamacare when 24 million or more suddenly uninsured people are again getting primary health care from the emergency room with no way to ever pay the bill. So stop with that straw man argument. Yes, heath care costs need to be contained, but this bill does nothing to address that issue. Realistically there is nothing to defend here, anyone doing so must be a knee jerk reaction to defend the orange man.