So I bought a moto droid on ebay the other day after suffering some 2.0 envy with my droid eris. I wanted to see if my moto would be insured right when I activated it or is I needo to set it up manually. I went into my local verizon store and said they wouldnt insure it because I bought it third party. My question is how would they know or if this is even true because the guy I was talking to didn't sound too confident.