other insurance for cell phones

[automan1]

i posted this question on another site and no answers.
i have been reading about the insurance from tm and outside
companies.companies like the worth ave group offfer a $50
deductable and it's about $30 a year cheaper but you have to
pay in cash,that's not the problem,there are many companies
like this does anyone have any info on this company and
others like it?thanks

 

[SiempreTuna]

Hard for people to comment without seeing the policy and specifically, the exclusions.

One thing: most economists consider insurance for mobile phones to be a waste of money.

Also, have you checked whether your phone is covered by your house insurance? My house insurance covers goods worth up to around $1K when taken out of the house. There's nothing in the policy document that excludes mobile phones. Adding accident cover on my house policy costs about the same as mobile phone insurance and covers lots of other items, too: might be a better option.

 

[El Presidente]

Over here, a lot of banks do mobile phone insurance if you take a premium account with them. Not sure if it works where you are, but it's worth checking (I wasn't aware I had free insurance with mine until a few months back).