Carnotaurus
Newbie
Can anyone tell me the different?
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I thought T-Mobile didn't do that kind of thing anymore? It's my understanding you can buy a phone from them, on a 0% interest loan, but it's not tied to any service plan you might take. If I understand correctly: You can cancel your plan while retaining the device--you just have to finish paying for the device, just as with any other loan.
Jim
Of course there is postpaid. There are no contracts if you deal directly with T-Mobile.I'm with T-mobile so I take it there is no post paid?
Also, the $70 post paid plan includes 2.5 gigs of wifi tethering. And, postpaid plans include data roaming (although I don't know the number, I believe it is small). Also, postpaid includes conditional call forwarding, which you need it you want to use Google Voice as your voice nail.
I started out as prepaid and switched to postpaid. They do have to run a credit check if you get postpaid.
Can anyone tell me the different?
It's been fairly well explained now. But just to put it a little differently, with prepaid, you control how much money the carrier can take from you. With postpaid, you get a bill after they decided what you used. Postpaid usually implies a contract as well, but not always (T-Mobile for example).
If you put $30 on a prepaid account, it may turn out you didn't understand the terms, didn't understand the usage, etc... The carrier may burn through your $30 faster than you expected. But you will never be out more than the $30 (though you may have no minutes left for the rest of the month/etc).
If you have a postpaid account with $30/month service, it may turn out you didn't understand the terms, usage, etc. The carrier may just let you keep on going well past the services that come with your $30/month plan. And at the end of the month you get a phone bill for $150 of stuff you already used.
I think this is accurate. Or more simply... With post paid you get billed for what you used which could be more than expected. With prepaid you pay in advance for your service - they can't come back and charge more (if you've exceeded your plan your service could be throttled or cut off.)
If you go over your minutes on the 30 dollar plan, they do charge you 10 cents per minute if you have funds already in your account or the next time you fill up. Have had it happen before so I have first hand experience.
True. I wasn't thinking about the case where you have your account loaded up with extra funds.