Whatever. I am sure that you are an asset liability specilist or have a masters in actuarial mathmatics. Even so, you must have missed the class that says insurance fraud is a significant portion of costs. One Evo will not be missed. 1,000 will be missed. Taking into account all of the others who do this, 50,000+ phones fraudulently claimed on insurance affects the math.
So, while the insurance company will continue to make money, doing this isn't screwing the insurance company, its screwing every body else who pays for insurance.
But go ahead...the likelihood of you or someone else getting caught for insurance fraud is unlikely. And, I don't care that much if people do it, I just don't like people dimissing it as a victimless crime.
Having said that, I'd highly suggest you not use your picture on your avatar in case your insurance employer notices it and wonders why she thinks insurance fraud is funny.
She's fine, she's got Obama
