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I don't use the stock app but there is an option if you scroll down in the settings to disable notifications in the status. I'll assume they just left out the bar in the text. That should do it. Not sure about ringtones per contact though.


Open a contact, hit the menu button... hit set ringtone. Viola... per user ringtones.
edit: for txt... not seeing anything there on newest jb, hmmm.