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I must admit, the only thing at the moment that would be drawing me towards the M8 is the front speakers. But logically thinking if I want to listen to something properly I'll just stick a decent set of ear phones in.
Build quality doesn't bother me at all, I'm only gonna put a case on what ever phone I have.
As mentioned above, those on screen buttons don't sound good.
I'm really happy choosing the S5, but hearing a bit of hype of the M8 so was wondering if I missed something and chose the wrong phone???
I also have about a week to change my mind just case

Have read and appreciate the above comments. A major difference APPEARS to be "the cameras" between the two phones. Is this real or perceived?? Any insights would be appreciated. When sending photos attached to messages, they are reduced in size. Is the pixel thing relevant only if you move photos via computer to a computer which can handle the large files/
My number one reason for choosing the S5 was the water resistant feature. I'm into kayaking and other water activities and I really like that feature.
Second reason for chosing the S5 was the removable battery. Or maybe it's the number one reason and water resistant was number two.
The third reason is the camera. It will be a great camera for taking photos while in my kayak. I don't want to risk taking my expensive DSLR in my kayak.
And I think the S5 is a perfect size with a great looking screen.
I would be careful with the S5 on the river and anywhere else really. It's turning out to be not quite as water resistant as expected.