If the phone has been rooted and a custom ROM installed then it will have a backup solution, nandroid. If you are not rooted search the market for a backup solution for your apps. Make sure you read the comments and developer website so you know how to do it properly.
I use lookout to backup my information...forget what's being backed up though XD Contacts and Apps are backedup by Google though I use another app to backup my apps just in case XD I also use SMS Backup & Restore
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