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Google Wallet vs Isis

L

LoyalServant

Android Expert
This whole thing with Google wallet and Isis stinks.
You can't install Google wallet on a Verizon, TMo or AT&T device from the market because they have a competing system.
They don't say that is the reason but DUH?

Google controls the market and I wonder why they don't simply tell these carriers to pound sand?

The second thing is that it stinks of being anti-competitive.
So do we start writing our senator and hope he hasn't been bought? :rolleyes:
 
The simple truth is that Google probably won't be able to get a cease and desist, and by the time any action is taken, Isis will have taken hold with those anti-competitive tactics while anyone who really wants Google Wallet will have already used a workaround to get it (sideload/root). Verizon might get a slap on the wrist, but they'll more than break even once the money starts rolling in with Isis. The only way to hit Verizon where it hurts is to have a lot of their customers leave for another company, but they know we're all slaves to that red V.
 
I really don't get the point of either. What benefit does it have for the consumer? Carrying less stuff? Only a very small group of people get to do that, I mean in the US anyway, everyone has a car, everyone has to carry a DL, probably in a wallet, in there you've got your CCs too.

I have rfid in my chase card and I can tap my wallet on the readers. I'd rather not be pulling out a $400 phone in public any more than I have to. If my wallet gets grabbed out of my hand I can just call and cancel the stuff.
 
So I've actually been interested in this. Does anyone know what the difference is between these competing services? Are they different standards?

My view was that there is a tremendous benefit to being the winning service provider and that the potential monetary gains are huge (percentage of each transaction similar to VISA/MC/etc.) The network providers want to be more than just a dumb pipe service but still, given the gains, why would Google consider backing down in this fight?
 
This whole thing really troubles me...
Verizon claims that they don't block software and they are right from a certain point of view.
They simply tell Google to block it, and since someone at Google pushes the 'block' button it's Google that has blocked it.

Splitting hairs at best...

I especially liked:
"In order to work as architected by Google, Google Wallet needs to be integrated into a new, secure and proprietary hardware element in our phones."
Click to expand...

However they are having "commercial discussions" with Google.
Riiiiiiiiiiiiiight.

Sounds to me like it's not a "hardware element" they are concerned with but rather how much ca$h they think they are going to get out of it.
 
First of all a clarification. The technology used by both Isis and Google Wallet solutions is called NFC, which stands for Near Field Communications. Neither use RFID as implied by another poster.

As for the differences between them, they both have the same core functionality, the difference really lies on the bells and whistles that each will integrate into their solution. In addition, there are these other differences:

  • The card data in the Isis wallet resides in the SIM card. With Google Wallet, it resides in the actual handset.
  • Google Wallet is a partnership with Google, Citibank, MasterCard, First Data and Sprint
  • Isis is a partnership with ATT, Verizon, T-Mobile, Visa, MasterCard, Discover, and American Express.
  • Isis is not fully integrated into online (e-Commerce) payments while Google Wallet can integrate into online payments via their Google checkout solution
  • Google Wallet is available only on one phone model, the Samsung Nexus S while Isis should be available on several handsets as it relies on the SIM card for operation.

Both projects are still in an infancy stage. However, expect to see more presence of these solutions in 2012 and 2013.
 
in order to download Google wallet to your device, you first have to have a device that supports it with a NFC chip, and there are not many of those out there yet.

James
 
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