Ta hell with it, I decided to just buy an unlocked model direct from Samsung, they're giving me $300 trade in for my Note 5.
Got it today, been arranging all my apps around, I wish the Samsung switch app would switch over the groups of apps I made up, but no it only copies over the app, now I gotta regroup everything, oh well I expected it, not my first Note, started with a Note 3.
So far I'm really liking it, the ear buds they give you are really nice high quality sound, if I didn't already have the wireless Samsung Icon X ear buds I'd probably use them. I'll hang on to them just because they do sound good and have the same ear cushions the Icon has so it's a natural feel.
The only thing I dislike is the new C style usb it has, I have a crap load of micro usb plugs here at home and at work, now I gotta drag that little adapter every where, WTG Samsung (sarcasm of the highest caliber)
The different settings are gonna take some getting use to, expected with any upgrade. Over all, extremely happy!!!