I use "MoneyWise Pro" which cost $4.99, I believe. (They have a free version to try.) Once I learned how to use it, I really love it. I do the finances for 3 acct.'s and this has been a really big help. It isn't linked to any of you bank acct.'s, you have total control. It has a few backup features as well. I have retired our paper check registries.