Laws vary by state. Some collect taxes/fees when you buy the prepaid card, others deduct a monthly 911 charge, etc. I actually created a breakdown a while back
here when the Galaxy Nexus was first released (and cost $800 unlocked from 3rd party sellers).
Here's the breakdown revised using the new cost for the Nexus along with a comparison to Verizon's new Share Everything plan:
T-Mobile Value 1000
- 1000 minutes + unlimited text, $59.98
- Line 1: unlimited data w/hotspot (throttling after 5GB), $25
- Line 2: unlimited data (throttling after 2GB), $10
- Line 3: unlimited data (throttling after 2GB), $10
- Line 4: unlimited data (throttling after 2GB), $10
- Add-a-line fee: $10 ($5/line for lines 3&4)
- TOTAL: $124.98/mo or ~$3,000 for 2 years
T-Mobile Value 1000 cost with 4x Galaxy Nexus:
$3,000 + $1,400 = $4,400
AT&T
- 700 minutes, $69.99
- unlimited text, $30
- Line 1: 5GB w/hotspot, $50
- Line 2: 3GB, $30
- Line 3: 3GB, $30
- Line 4: 3GB, $30
- Add-a-line fee: $19.98 ($9.99/line for lines 3&4)
- TOTAL: $259.97/mo or ~$6,240 for 2 years
Verizon
- 700 minutes & unlimited text, $99.98
- Line 1: 5GB w/hotspot, $50
- Line 2: 2GB, $30
- Line 3: 2GB, $30
- Line 4: 2GB, $30
- Add-a-line fee: $19.98 ($9.99/line for lines 3&4)
- TOTAL: $259.96/mo or ~$6,240 for 2 years
Verizon Share Everything
- unlimited talk, text + 6GB data, $80
- Line 1: $40
- Line 2: $40
- Line 3: $40
- Line 4: $40
- TOTAL: $240/mo or ~$5,760 for 2 years
2-year savings on contract cost:
Verizon/AT&T Family 700 vs T-Mobile Value 1000
$6,240 - $3,000 = $3,240
with device (4x Galaxy Nexus)
$6,240 - $4,400 = $1,840 ($76.67/mo savings)
Verizon Share Everything vs T-Mobile Value 1000
$5,760 - $3,000 = $2,760
with device (4x Galaxy Nexus)
$5,760 - $4,400 = $1,360 ($56.67/mo savings)
Amount available per device:
$3,240/4 =
$810
$2,760/4 =
$690
ETF on smartphones are as follows:
- AT&T: $325 (-$10 per month of service completed)
- Verizon: $350 (-$10 per month of service completed)
- Sprint: $20 * remaining months in contract ($100 min, $350 max)
- T-Mobile: $200 180 days left in contract, $100 31~90 days left, $50 last 30 days