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SGS-2 gmail account delete issue

I have a problem wirth gmail account on my SGS-2. when i tried to delete the gmail account, it says, you need to do a factory reset which deletes my personal data. my question is:
1. personal data includes only the mails and photos related to gmail/picasa etc or do i lose all contacts and other data that is present on the phone?

pls help.
 
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