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When I click "System updates" it says no update is nessacary?
When I heard about the upgrade, I tried to get it manually and got that same message. Yesterday the upgrade had already been downloaded and it asked if I wanted to install the update - it took about 5 minutes (during which you can't use the phone). I guess Verizon is rolling out the upgrade on their own so they don't saturate their network.
Give it time.