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Apps Taking Card Payments from an app

Hi

Can anyone recommend a good solution for taking credit card payments via an app, preferably one which can support multiple phones rather than just android.

We have developed an app which quotes and sells insurance and currently we're using an integrated web browser to take the client to our web based payment provider, which is causing some problems when it comes to the 3D secure section due to SSL issues.

Having searched, I have found that there are providers who will allow to bill the clients phonebill but this is not feasible as the average price will be
 
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