OMG that is freakin' hilarious! So you're in a relationship. Big deal. Anyone can be in a relationship. Question is, how much do you complain about it? I'm betting money it's a lot and everyone is probably sick to death of hearing about it. Lol!!!!
This is way OT...point is, quit complaining and do something to rectify the situation. Quit coming up with excuses because it really is getting old. What works for you may not work for others but the constant griping is not productive. Leave if you aren't happy. If you can save so much take that savings and apply it toward the etf and go somewhere that will provide better service. Oh, wait, you can't afford the steak.