Widget has been Installing for 12 hours!? 
I am a noob to these new phones, but a software developer/pc builder. I just got my Droid HTC Incredible 3 days ago and this morning selected the Dice and Coin Flip widgets to download. They took about 5 minutes to download, and have been 'Installing' on the device for over 12 hours!!!!
I did a search on the net and found some suggestions:
1) Go to Settings/Applications/Manage Applications/Download Manager and Clear the Data and Cache. I did clear the Data but the Clear Cache button was greyed out. Then it said to shutdown the device and remove the battery for 30 seconds.
This did nothing. I still have the problem.
2) Another post said to always do a Factory Reset when you get a new device (this would have been good to know 3 days ago) and when you install new OS version.
If I do a Factory Reset:
Will I loose my phone setup with Verizon? Or will the phone still work after reset?
Will I loose everything else? Mail? Contacts? Theme setups? Bookmarks?
They also said to 'Backup' your device before the reset? Do they just mean the Backup Assistant (which I believe only does the Contacts), or is there another way to backup all your settings before I get crazy and do this just to fix the stupid Dice Widget?
Argg.... Thanks for any help!!
Snacko

I am a noob to these new phones, but a software developer/pc builder. I just got my Droid HTC Incredible 3 days ago and this morning selected the Dice and Coin Flip widgets to download. They took about 5 minutes to download, and have been 'Installing' on the device for over 12 hours!!!!
I did a search on the net and found some suggestions:
1) Go to Settings/Applications/Manage Applications/Download Manager and Clear the Data and Cache. I did clear the Data but the Clear Cache button was greyed out. Then it said to shutdown the device and remove the battery for 30 seconds.
This did nothing. I still have the problem.

2) Another post said to always do a Factory Reset when you get a new device (this would have been good to know 3 days ago) and when you install new OS version.
If I do a Factory Reset:
Will I loose my phone setup with Verizon? Or will the phone still work after reset?
Will I loose everything else? Mail? Contacts? Theme setups? Bookmarks?
They also said to 'Backup' your device before the reset? Do they just mean the Backup Assistant (which I believe only does the Contacts), or is there another way to backup all your settings before I get crazy and do this just to fix the stupid Dice Widget?

Argg.... Thanks for any help!!

Snacko