I haven't tried to swipe a card yet...I only have a couple times a year where I actually need to swipe the card. I'll give it a try in a short while, and see if I can get anything to work.
I was having similar issues, what I did was take my case off, raise the volume of the phone and then I got it to work. Depending on the reader you are using PayPal Here / Square you have to figure out how quick to swipe the card.
In my situation it was the case, I resolved this by purchasing a CellPay 3.5mm audio extension cable. You can find them via Google. I tried but 99% didn't work and the ones that did were cheap and only last a few weeks. If you get this for PayPal Here please note, you have to plug the reader into the cable then the cable into the phone / tablet. As the software has some issues recognizing connections into the 3.5mm audio jack.
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