I am reasonably aufait with this kind of stuff, I did my wifes San Francisco last night, but my desire is hurting me 
I have a desire unlocked but branded to O2. I have a gold card. The
HBoot is .93.0001
Radio 5.11.05.27
Froyo 2.2 (came on phone from new, 1 week old)
SLCD screen.
Can anyone help an old man with some simple pointers please?
Also does the process of creating the gold card create recovery mode on the phone or is that there already (when you hold down the volume button on the phone)

I have a desire unlocked but branded to O2. I have a gold card. The
HBoot is .93.0001
Radio 5.11.05.27
Froyo 2.2 (came on phone from new, 1 week old)
SLCD screen.
Can anyone help an old man with some simple pointers please?
Also does the process of creating the gold card create recovery mode on the phone or is that there already (when you hold down the volume button on the phone)