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You can get the GN and use it with T-Mobile's service. They have a $30/month prepaid plan that is 100 minutes and 5GB of 4G, unlimited 3G. You have to get that plan on their site or Walmart (site is easier).
You would just order their sim card kit (like $1.99) and hen it arrives go on the website to start service.
It works like VM... No contract, cancel anytime. I'll probably be switching over to the GN and T-mobile once Google's next phone comes out and drives down the price of the GN.