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Credit Check on Upgrade

katmandoo122

katmandoo122

Well-Known Member
I'm sure most people knew this but what with the premium add on charge of $10, I wanted to be sure. Since I am going through a refi on my mortgage, I didn't want another credit check. Sprint confirmed for me, in writing, that a new check is not required if you are going through an upgrade...only at "original" activation.

Just an FYI for anyone out there upgrading to the Evo on the 4th. Should make your time in-store pretty fast.
 
Would make no sense to do a new credit check.....you are already under contract with Sprint, or in service with them.

And the new $10 add on is no different than up'ing your plan, so if you are existing, there shouldnt be any credit check any way.

I mean, unless you were repeatedly late with payments....I cant see why Sprint would even bother looking at your credit if youre existing.
 
Since my contract expired, for the past 3 years, I am on month-to-month with them. Since my payment is auto charged to my credit card, never a late payment. Per my sprints rep, there will be a credit check. Perhaps she is wrong?
 
nancyh1990 said:
Since my contract expired, for the past 3 years, I am on month-to-month with them. Since my payment is auto charged to my credit card, never a late payment. Per my sprints rep, there will be a credit check. Perhaps she is wrong?
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They don't need to do credit checks with existing contract customers. New accounts will get credit check. If you're an existing customer and they want to do another credit check, ask them why and then ask for a supervisor or another more experienced rep to answer why.

Then for fun ask them to provide you with a copy of their last 5-7 years of financial statements so you can make sure they're going to be in business to hold up their end of the contract as well.:)
 
Sprint Customer for 11 years. Have never had to have a credit check for an upgrade. Can't imagine why they would need to.
 
Credit Checks by phone companies and utilities don't count against your credit score anyway.
 
I'm curious about the credit check. What exactly will best buy do a credit check on, your past account with Sprint or your entire complete credit history?
 
Upgrades do not require a credit check. Your account has to be in good standing though (no past due balance). The only time credit checks are run on existing customers are when a customer requests more lines then they are currently approved for.
 
They never even did a credit check when I got sprint 8 years ago.

They were the only carrier I could get a phone with because the other carriers DID a credit check and I had none. Not bad, just had none, I was a teenager.
 
So if you do have past due balance on your account then more then likely you'll have to pay full retail price, is that right?
 
jiggy79 said:
So if you do have past due balance on your account then more then likely you'll have to pay full retail price, is that right?
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The won't let you upgrade with a past due amount, so yes. That's assuming they have a phone to give you at full retail price. Often times they hold off on giving retail units out.
 
katmandoo122,

I meant any balances not paid off on your credit history account.. not an actual past due amount payment bill on Sprint. I'm currently with T-mobile and wanna switch over to Sprint to get this phone. So in that scenario, would they deny me to get the phone at $199?
 
jiggy79 said:
katmandoo122,

I meant any balances not paid off on your credit history account.. not an actual past due amount payment bill on Sprint. I'm currently with T-mobile and wanna switch over to Sprint to get this phone. So in that scenario, would they deny me to get the phone at $199?
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doubt it. as has been reported, people with less than stellar credit have been approved for 3 and 4 lines. worst case scenario, you have to leave a deposit (real worst case scenario, you answer the identity questions wrong and they tell you to pound sand).
 
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