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Ah. So if the free market requires that you agree to honor a contract you signed, that means that it forces others to make less money than you?
But look what happen to the current market, we had zero government regulation. Zero, by a government that was 100% free market. Bush himself said that he had to abandon free market principles to save the free market.
Everyone one of financial firms that created this messed screamed free market, until they took government bailout. Which is the paridox in the system. From 2000-2009, we had a president that preached free market and everyone in the economic sector screaming free market. Where did that get us. It got us to the point where the people that where screaming free market broke contracts and laws, and then lined up for a handout.
I am sorry, that is the truth, the free market ran for 8 years to the happiness of the people that preach free market. And they drove it into the ditch.
But back to my first question, who decides what is fraud and abuse? The people that get to decide that will create a system they can fraud and abuse.
Sorry free market can not work, the best we can have is an open market, but not free. Freedom even in personal concepts does not exist. You are not free. Either are markets.
We are going to have to agree to disagree.

. I'm fine with a cap. Yeah it's a little weird to call it unlimited when it's limited (or their term "caped"), but I'll never reach it. I'm sure you can reach an agreement if you really want to use more then that. It's a "take all you want but eat what you take" forced onto you if you take too much. If you want to take more you can leave the company or pay up.