You do have location settings. As said above, just search settings.
If you set location to "device only" that stops Google collecting "anonymous" (but easily de-anonymised) location information (though some apps, like Maps, will occasionally pop up a message that looks like it's telling you that you need to turn location on but actually re-enables the misnamed "high accuracy" mode that allows them to collect these data. The dishonesty of the wording of that pop-up and the way it bypasses the disclaimer about other consequences is for me enough reason never to enable "high accuracy" location, which anyway isn't more accurate as long as you have a satellite fix).
If you want to stop Google recording your location history you need to turn off app and web history in your Google settings as well as location history. Otherwise Google keep a record of where you used each app. There was a fuss a few years back about them keeping this "back door" way of recording location history, but Google won't have done anything about it.
If you don't use location at all you can just turn it off.