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sorry to hear that.
have you tried using htcsense.com it has a phone tracking system that can let you know where your phone is. it's still in beta and a little buggy but it might work, and could give you a chance at getting your phone back.
You can add a line to get a new inspire at the 2yr contract price and to remove the data plan I think they need a non smart phone IMEI # to put in their system otherwise it will see that line as having a smart phone and needing a data plan.
so you might need to find a cheapie phone like a razr or whatever doesnt require a data plan, but call att or visit a corporate store and see what they say first. Cause im not 100% sure on that

Glad everything worked out for you! My phone was stolen yesterday. Did you have insurance on your phone? I called the warranty/insurance number att gave me and they are shipping me a new htc for $125.00. I thought that was a little pricey since I pay monthly insurance for the phone. Now I am wondering if I should call my local store and see if there is a better deal.
I hate people who steal!!
That $125 is the deductible on the insurance plan. If you went the ghost line route it would be $100 for the new inspire plus $10/month for 2yrs.
So with the ins right now it cost you less, are you getting ins on the replacement phone?
I am going to keep the insurance on the replacement phone and they assured me I was getting a new phone, not a refurb. Insurance was something i was happy to be able to get again when I switched back to an android phone from the iphone. I love the inspire - what a great phone!
Good to know it worked out for you guys. Are these things really getting stolen or are they just been misplaced? Obviously, any phone carelessly handled can be taken. I certainly will be careful with mine when I get my replacement. My 3 week old inspire refused to charges. So, I have sent it back to costco for a replacement.