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Insurance for Nexus one UK

I haven't but would like to. I also looked around for when I purchased my iPhone 3GS but most people said they took it out with their provider (contract based). I'm on PAYG with o2 and I called them up and they don't offer insurance for PAYG customers.

I am with LloydsTSB bank and they actually offer mobile phone insurance on their Silver account (
 
I have a Halifax Ultimate Reward account including mobile phone insurance. They accepted this phone fine.
 
Phoned up my house insurer today and they won't cover any mobile phone.. As there's a market for insurance separately, they won't cover it - nice!

Natwest do cover, but to get the cover value of the phone, I'd be paying
 
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