They actually don't take the money from your account until shipping, all online orders will place a 2-5 day hold to ensure that you have the funds available. Depending on your bank once the hold is released the funds will be available for use.
I got my Nexus 4 today and it is everything I had hoped and more. The smirk on my face was borderline evil when I read 4.2.1 under Android version. It is also much lighter than I thought it would be. The Evo feels like a brick in comparison. Now I just have to baby the thing and hope I don't drop my 4.7 inch slab of 70% glass.
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