Low on funds: warranty worth it?

[ndfan4u]

Never worth the money until you destroy your $600 phone on accident. Then it's worth every penny!

If your phone is stolen, does the insurance cover it????

 

[BCox]

If your phone is stolen, does the insurance cover it????

If you get the total coverage, or asurion insurance, for 7.99/6.00 respectively.

*edit* to clarify, there are 3 different types you can get:
*Extended warrenty defects, etc 1.99/mo
*asurion ---will covered lost/theft 6.00/mo
*total coverage ---combination of previous 2 7.99/mo