In the past I've never used Predictive Text, just didn't work well for me, however with the GN3 I think it's great, provided you proof read and expect that sometimes it makes a substitution without you knowing it. I have found though that it also remembers my passwords which is not good. I gather that there is no way to access the dictionary and delete individual entries. That's difficult to accept with such a sophisticated device! Surely this should be a fundamental feature.