I've got SIM Toolkit listed under all programs, but it's not what I thought it was going to be. Clicking on it brings up a list of things like horoscopes, music videos, chat etc. - T-Mobile services I assume as they're my service provider. I thought SIM Toolkit was going to be a set of tools to do things like backing up the SIM card, but it isn't. Based on what I've seen, you're really not missing much!