My daughters Incredible is having a "low memory" problem but the SD card is still empty. I talked to a Verizon Tech. a few weeks ago and he said it's a known problem with the phone. He advised that the phone automatically saves everything on the internal memory and not the SD card so it runs out of space quickly. He suggested I reset the phone to factory settings and then manually switch the phone to save everything to the SD card instead of the internal. The only problem is I can't find anyplace within the settings to change it. Any thoughts??? Thanks!