I just got a Text message from V-Text.com... I dont even have Verizon for My cell Phone carrier....The text told me My Card was frozen,had to call 402-295-5007..anyway, I gave them the information they requested,all but the Security Code for Card..I JUST changed my Pin Number for access to this card.. DOES THIS cover me in the Future????PLEASE SOMEONE.CAN YOU PLEASE help????????