The guy I talked to confirmed there was a tower/network switching problem in NC and that's what all the problems were down there. He put me on hold for like 10 minutes to look into it and came back saying it looks like our switching deal is the same as it was in NC.
I don't know why it only affects the Incredible. Must be some little thing HTC did, but it's odd it's only that model ya know?
Either way, he said my area had the same problem as NC, so it's probably a nation wide thing that would be affected anywhere if they have that switching deal.
So...at least it seems like it's being acknowledged now and they got an idea of where to start.
Mine also doesn't seem to do it if it's being charged. For example, my wife just worked 5 days straight of 9 to 9...so she'd get home at 9:30, put the phone on the charger for the night and take it off in the morning for work. Phone never rebooted in those 5 days. First day she had off, phone wasn't on the charger, had a couple of reboots.
So it's like whatever is causing it sucks so much power so quick that it reboots itself to protect itself.