I pay about $110 a month. In the past I've thought about switching to a prepaid plan, but I don't want to have to get a new phone. I like mine a lot.
Holy cow that's a lot of money.
While I like your suggestion, that's not going to work, because the only credit card that I have is maxed out. I've been out of work for a while now.
You can still participate in "credit card" payment processing systems using your bank-issued Visa/Mastercard debit card or prepaid cards bought with cash.
Does anyone know if I can use the phone number that I have now via the Google Voice and Groove IP method?
Yes. The keyword is "porting", you want to "port" your number to Google Voice. There are plenty of instructions online, of course.
I prefer Talkatone. It's less demanding on the network (it runs through Talkatone's servers which reduce bandwidth requirement by compressing or something) and the phone's hardware and has integrated texting. With GrooveIP you don't get texting (if I remember correctly) so you need to use the Google Voice app for that.
You can make this work.
First of all, plan on trying to be around WiFi as much as possible so you can avoid using mobile voice/data networks. That's easy enough at home. Speaking of at home, you can use Google Voice for making/receiving calls and texts on the computer too. When you open gmail in a browser you can pop a voice dialer and use your bluetooth/wired headset or other mic/speakers.
Then get a cheap cell plan. You're in a
temporary financial condition. You might want to consider making some (reversible) compromises during this time. You want to hang on to your phone that you like; that makes sense. However, until you score a steady income, you might need to treat your good phone like a tablet and carry a cheap other phone that can put you on a cheaper plan.
For example, Virgin Mobile has a $35/month plan with 300 minutes and unlimited text/data. Coverage stinks. Data speed is deplorable. However, when it's all said and done you have phone service.
That's what I have, though I'm grandfathered on the $25 price it used to be. Sometimes you can buy a grandfathered account on craigslist or maybe ebay...if you expect your financial condition to last, it might be a worthy investment.
If you're quick on the draw you might score a
free cell plan tomorrow from RingPlus. See this thread on another forum:
RingPlus is an Ad-Supported Cell Service GET 300 Minutes and 50 Texts per Month for Free.
You'll need a compatible phone and I doubt your good phone will do it, but a cheap used Android or dumbphone from any Sprint network has a good chance of working. Perhaps you or someone you know has one laying around?
Note that if you go with something on the Sprint network (such as Virgin Mobile or RingPlus) you need to make sure your plan will include roaming to get service at your house. However, you will use Google Voice over wifi/on the computer at home, and just use cell service on the road. In fact, even if you
do have coverage at home you should do that to save minutes.
You can transfer your calls from your computer or good phone to your lame cell service phone without hanging up, Google Voice can do that...just Google it, I don't remember how it's done.
Configure your Google Voice account to forward calls to your cheap cell service phone's number (and don't bother giving out that number), then when someone calls, answer it on computer/WiFi if possible.
Also, Google Voice is not all sunshine and roses. It tends to have some lag. Conversing on it takes a
little getting used to for some people...other people are already used to voice lag, having experienced it elsewhere.