I know there's been plenty of discussion on creaky keys however my questions are a little bit different I think. My keys didn't start creaking until recently and I've had the phone since Nov. Also my end key finish has starting peeling (not too big a deal but annoying). I do pay for a warranty but are creaky keys enough of a defect to be covered after a few months? I'm guessing the peeling end key issue won't be good enough to replace the phone. Fortunately I haven't had dust under the sceen problems and would be worried about getting a refurb and having that happen.