Found 32GB Class 4 and 6's for about $30. Sprang the extra $7 for a class 10 on NewEgg.
I'd still be interested in knowing just how much difference it makes to a ZTE Warp in the real world though.
I am not sure about the warpo, but if it's anything similar to cameras, then I can attest that a class 4 to a class 10 makes a noticeable speed difference.
I was takeing pics with a class 4 microSD card, and it seemed after taking the snapshot, that it was spending alot of time processing it to save. When I say alot of time, it's not alot in real world actually, more like seconds, but with some things, especially in gadgets such as phones or cameras, seconds count.
After dealing with this for about 2 weeks, I was reading and asking around about how much difference could a class 6 or even a class 10 REALLY make, because I ws like really? it makes THAT much difference? So after some research and asking I decided to bite the bullet and stop being cheap and I bought a class 6 first.
I put the class 6 in and to my pleasant surprise, it made a noticeable difference. Wasn't drastic, but it was noticeable. I then decided to try a class 10 out, and I was again pleasantly surprised at the increase, while not a drastic amount it was noticeable.
Now from a class 4 to a class 10 I can say you would probably see a nice increase, but from 6 to a 10, or 4 to a 6, I would say you might see some increase, but not a drastic amount.
For me it was a nice increase and I am now on a class 10 8gb microsd card.
Haven't really seen a need to get more just yet, as I still have not used my internal mem, I am only down to 2.3gb on internal, and the sd card is only about 3.6 gig left, so I still have plenty of room.