Even if you could get it down to 10 dollars a month there would still be taxes and fees on it to make it a little bit higher. The ETF on Verizon is 350 minus 10 per month into the contract. If you're only 2 months in, then 22*15ish (due to taxes and fees) would come out to 330, which is identical to you're current ETF. But I highly doubt you could get it down to 10 dollars per month unless you're only one line on a family plan and only you plan on leaving. If you're on an individual contract, the best you could probably do would be to downgrade to a feature phone if you have one, remove the data and texting plans, and that would be like 30-40 a month if i recall the old prices correctly. At that price, it would make much more sense to pay the ETF.