There is the NFC SD card that is being worked on and Google also mentioned a sticker that can be placed on the phone. The difference being an added layer of security for a device that has the chip built in. Not sure how that would work with the SD card. The sticker wouldn't have the security option as I believe it's primarily software based in a built in device, you have to grant it permission to activate it. Might be possible to do the same with the SD card type, but not the sticker type.
If it had NFC, I suspect it would be talked about by the people demoing it. Like that one video of the lady who was talking about all the things that Sense 3.0 does. NFC isn't some techy spec sheet glitter, like dual core, internal memory, RAM and whatnot. That's a functionality that the estimated 90% of buyers who don't care to tweak their phones or push them to the limit would care about.
I'd stopped posting on this, but it's finally back in the news.
No NFC? No Problem! Thanks to SD Cards Equipped With NFC Transmitters
For NFC to really work, they need to path to get to legacy phones, imo. Sounds like the 3vo will be legacy out of the gate.