Downloaded and installing NOW. I copied all the files I wanted to keep, then I'm going to install, then do a factory reset.
Edit:
That was strange. I downloaded the update and ran it. It did the update but came up like usual, android 4.4.4, and it said there was an update to Lollipop. I downloaded that and am currently installing, again. Maybe the first update was a change to kit kat and now to lollipop?
Edit 2:
OK, now we're cooking with Lollipop. After the update, the red/orange Verizon screen stayed there for about 3 or 4 minutes, then it continued onto updating apps. I am now in Lollipop and will factory reset when I get a chance.
San Diego, CA