OK, not to be dense here, but if Costco doesn't want to refund in 90 days, and they really just want to exchange for another identical device, then what's the point? That's called a manufacturer warranty, and I think for Motorola, it's at least a year. I could buy it from Verizon and exchange it for another one within a year. You can't tell me I'm that much better off exchanging it at Costco than I am at Verizon. And new vs. refurbished doesn't hold much weight to me.
I guess my issue is that I have no idea how I'll like the Bionic - I'm hoping it will be so awesome that thoughts of exchanging for a Prime or a Vigor won't even enter my mind. But where the thought of being locked in for 2 years if I can't decide within 14 days might make me NOT buy anything at all right now, the ability to test it out for 90 days, compare it to other items out there, IS incentive for me to get off my duff and into my local Costco to take a flyer on a Bionic......
I'm not really seeing the problem here....