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no, you never need to pay to unlock an htc desire
all you need is the device drivers and this utility
HTC Desire SIM-Unlock Utility - xda-developers
maybe im being dim but which is the iso to burn to cd, is it the file called HTC desire unlock v.9.0.5.exe ? or is it the folder named htc desire unlock v0.9.5
you can just use the windows exe now.
I tried using the .exe in the link you provided but it didnt do anything well it did, i ran the .exe and a command prompt popped up saying "this app only works with the following device"
HTC desire
HTC sensation
my phones the deisre so not sure why it not picking it up