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Thanks for the input everyone. I went to the AT&T store i bought it from and they referred me to the warranty center in an adjacent building. went over there and the service guy looked at it, wiped it off with the cloth, then whipped out a magnifying glass and an LED light. after his review he deemed it to be a warranty issue. He said it looks like glue separation from the inside stating it looked as though it was between the digitizer and the glass. He also mentioned he had seen this before in other phones but this was the first time he had seen it or even heard of it in the Note3. I am backing up me device tonight and he said they will just swap it out with another phone. ill post whether or not it was new or refurbished. Thanks for the suggestion picord!
p.s. Thanks to you also xaelith, My device was pristine so there was no way he could say abuse or anything like that.