My 2 cents. Keep in mind that before my response above I read through the XDA thread to find out who/what/how....
I'm currently running Bonsai 4.0.0. My download was from one of the mirrors on XDA as I was one of those that couldn't get bonsaigeek to DL anything (until 2 days later).
As we all know, mirrors pop up everywhere and for everything from music to apps to video games to files to ROMs for the Epic. In theory, only those who donated to the developers who created Bonsai should have been able to download v4.1, however, who knows how many mirrors were or COULD have been created to share it by that point (could be one... could be 100). In theory, anyone could have been able to DL and install the ROM without being someone who donated.
I found the OP's post useful for that very reason. I personally visit this site far more often than I visit XDA for a multitude of reasons. I also visit XDA far more often than I visit Bonsaigeek. In all likelihood, I would have missed or not even seen the threads on BG or XDA about these issues. I would, however, seen the warnings issued here and would have known to Odin ASAP!
For any other user in my shoes, the thread here can be seen as useful and beneficial.
As far as insurance fraud and feeling guilty about pulling a quick one on Sprint. I personally wouldn't do it. I knew the risks to rooting (regardless of how likely they were to happen) prior to rooting my phone. If I bricked my phone based on my own carelessness or on the problem that a ROM created I would be paying out of pocket for a new phone and wouldn't dream of asking anyone to replace it (I'm one of those who doesn't believe in insurance on a phone).
Regardless, all my thoughts and opinions... to each their own.
