I almost dropped my phone the other day. So, i wanted to add insurance on the phone. But i'm past the 30 day mark that Sprint offered their insurance. Do you guys recommend an insurance plan?
First, why would you buy your phone at a sprint store when at Best Buy you could have got it for $100 cheaper. Secondly never get insurance, get Best Buy's service plan, there is no deductible and they give you a brand new phone not a refurb! But unfortunately outside of 30 days your too late...Sorry
didn't think it was only available when you first sign up in the 30 day window....
Sprint PCS Equipment Replacement Program
The whole 30 day thing is something new they've started. Hasn't always been that way and I think its crap!
Sprint offers 3 levels of protection. Loss protection ($4). Defect protection ($3) and full protection ($7). Because of the manufacturer warranty, I shouldn't have to PAY for defect protection during the first year. I should be able to pay for the simple loss protection ($4) and have the option to add defect protection once the warranty runs out. But Sprint is requiring that you commit within the first 30 days of ownership meaning that I'm paying for double coverage against defects, unnecessarily. JUNK!
First, why would you buy your phone at a sprint store when at Best Buy you could have got it for $100 cheaper. Secondly never get insurance, get Best Buy's service plan, there is no deductible and they give you a brand new phone not a refurb! But unfortunately outside of 30 days your too late...Sorry
The insurance is not Sprint's. It's a third party that takes care of it, Sprint has nothing to do with it. I believe all the carriers have the same third party do it for all of them.
Nope $265 real cost, relative to insurance, maximum. Actually less for reasons I illustrative below:When i almost dropped it, I shat a brick! And its what...600 bucks to buy a new one?
First, why would you buy your phone at a sprint store when at Best Buy you could have got it for $100 cheaper. Secondly never get insurance, get Best Buy's service plan, there is no deductible and they give you a brand new phone not a refurb! But unfortunately outside of 30 days your too late...Sorry
I am a current employee at Best Buy Mobile and I personally have already seen two Epics with scratches on it....So gorilla glass or not you NEED a zagg invisishield! So this phone is definitely not scratch resistant I have seen proof of it with my own eyes...But I do looooove my EPIC
How about you just stop. This fourm is not comprised of harried soccer moms who best buy employees can lie to and rip off for whatever spif BB is giving to their floor workers to promote these outrageous rip off plans like black tie or any best buy extended warranty.Here's the thing about BB's Black Tie Protection, they do not cover loss or theft but they do cover everything in between with no deductible. What most people do is soak their phone a year into their contract so that it cannot be repaired and BB give's you a brand new one...well you sell that brand new phone on ebay which will pay for your upgrade to a more up to date phone at that time...viola, insurance fraud at its best
You have 30 days from the time of activation of a new phone to your Sprint account.I was told by the sprint rep when i bought my epic, that i could only add TEP to my account at that moment in time in which i was buying the phone... just my 2cents, who knows dude was probably lying to make a buck!
of any phone, not just new.You have 30 days from the time of activation of a new phone to your Sprint account.
Im glad you didn't drop it. Even if you had TEP it'd cost you $100 to get it replaced with a refurbished... Or so I thought...
I would avoid doing this.If you are a homeowner, many homeowner insurance plans will cover your cell phone automatically. Not all, you need to check. Some plans require a 'rider', which is an addon to your home insurance, but typically cell phone riders are like $10-$20 a year. Covers damage, loss or theft with no deductible and doesn't affect your main insurance rate if you file a claim.
Lmao...I like that idea..he he heHere's the thing about BB's Black Tie Protection, they do not cover loss or theft but they do cover everything in between with no deductible. What most people do is soak their phone a year into their contract so that it cannot be repaired and BB give's you a brand new one...well you sell that brand new phone on ebay which will pay for your upgrade to a more up to date phone at that time...viola, insurance fraud at its best
I would avoid doing this.
Home insurance claims and car insurance claims are logged in the CLUE database used by insurance companies, and your future premiums will go up, or even be denied altogether.
Home insurance / car insurance is for catastrophic things, where you could not afford to pay for the repair / replacement. Cellphone add-on would not be that category, since you'll end up paying far more in future premiums than you'll be paid for the price of the phones.
If you MUST have insurance, go with the Asurion insurance through the carriers. That way your claims are not tied to the CLUE database and you are not hurt financially.
Riders generally don't cover electro mechanical fault, (warranted or not), they can cause your rates to go up (insurance companies now keep extensive databases of all your claims and claims made on other insurers), your statefarm home insurance quote can now in fact be affected by an Allstate claim.Especially if you have a rider. A rider is a separate insurance policy attached to the homeowner policy that will not affect the main rates. If you abuse the rider you just won't be able to renew it.
You pay a year of insurance = $84 out the door. Then add in $100 deduction = $184 that you'll NEVER get back..
I can find (and know many) as many or more people who's insurance rates do NOT go up after filing claims than you can find that do. .
Well of course, if you're going to be breaking your device all the time, of course you're going to be paying more, whether it's for insurance (relatively cheaper option) or full price of the phone.My mother has broken/lost her evo 4 times in 4 months. You know what it would cost to replace a phone 4 times in 4 months. 299x 4= 1,200 bucks. You know what it really cost us? 28+100 bucks= 128 bucks. So I could be out another 1000 bucks. Or I could have gotten insurance.
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