Also regarding the issue of using insurance or not. If you opt to pay for the insurance which is NOT required then you are also paying for the ability to use that insurance if you choose to do so. Unlike with auto insurance which IS required and you hope you don't have to use because it drives your premiums up.
Utilizing your insurance does NOT make handsets more expensive. Utilizing your insurance may make future insurance offerings more expensive but most importantly, general inflation over the years makes handsets more expensive as well as increasing R&D costs linked to newer technology.
Abusing the manufacturer warranty CAN make handsets more expensive if enough people did it and it was for frivolous reasons.
Whether or not the issue of fraud exists isn't the point. These costs have already been factored into the cost of the insurance by Asurion so technically all we are doing by using the insurance is staying the course which Asurion expected us to.
Utilizing your insurance does NOT make handsets more expensive. Utilizing your insurance may make future insurance offerings more expensive but most importantly, general inflation over the years makes handsets more expensive as well as increasing R&D costs linked to newer technology.
Abusing the manufacturer warranty CAN make handsets more expensive if enough people did it and it was for frivolous reasons.
Whether or not the issue of fraud exists isn't the point. These costs have already been factored into the cost of the insurance by Asurion so technically all we are doing by using the insurance is staying the course which Asurion expected us to.


